David Litsky's Resume (Last updated August 10th 2008)

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DAVID LITSKY

Philadelphia, PA 19130
http://bootstrapeconomist.org/

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OBJECTIVE 
Serve your needs with my interpersonal skills, analytical abilities, and formal credit training.

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EDUCATION 

Drexel University, Philadelphia, PA, June 2005

B.S.B.A. in Finance, 3.40 Grade Point Average

 

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SKILLS 
Formal Credit Training
Industry Research and Analysis
Cash Flow Modeling
Financial Statement Interpretation
Commercial Loan Structuring / Underwriting
Risk Aversion
Web Promotion and Marketing
Written and Oral Communications

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WORK EXPERIENCE 

Commerce Bank, Philadelphia, PA

April 2007 - Present
Senior Credit Analyst
Commercial Lending Department, Pennsylvania Market:

  • Prepared detail-oriented cash flow statements and regulatory due dilligence for new and existing customers.
  • Prepared commercial loan approval memorandums for new and existing customers with aggregate relationship exposure ranging from $50,000 to $25,000,000.
  • Prepared loan officer call memorandums on new and existing customers.
  • Developed favorable repore with internal and external customers.
  • Provided ancillary services to support the Bank's loan approval process as needed.
  • Participated in officers' deal discussion.
  • High volume environment.

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bootstrap | economist, Philadelphia, PA

February 2007 - Present
Founder
Self-Employed:

  • Built an online web community for finance and banking professionals.
  • Developed unobtrusive text advertising revenue providing an annual net profit margin of 33%.

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Republic First Bank, Philadelphia, PA

May 2005 - April 2007
Credit Analyst
Commercial Lending Department:

  • Prepared detail-oriented cash flow statements and regulatory due dilligence for new and existing customers.
  • Prepared commercial loan approval memorandums for new and existing customers with aggregate relationship exposure ranging from $50,000 to $25,000,000.
  • Prepared loan officer call memorandums on new and existing customers.
  • Developed favorable repore with internal and external customers.
  • Participated in officers' deal discussion.

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Roxborough Manayunk Bank, Philadelphia, PA

June 2003 - March 2004
Co-op
Commercial Lending Department:

  • Prepared basic cash flow statements and regulatory due dilligence for new and existing customers.
  • Prepared commercial loan approval memorandums for new and existing customers with aggregate relationship exposure ranging from $50,000 to $250,000.
  • Provided ancillary services to support the Bank's loan approval process as needed.

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ING Variable Annuities, West Chester, PA

September 2002 - March 2003
Co-op
Credit Suspense Department:

  • Prepared general ledger accounting entries for batch upload.
  • Provided ancillary services to support the Company's asset recovery process as needed.

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Wyeth Pharmaceuticals, King of Prussia, PA

September 2001 - March 2002
Co-op
Logistics & Supply Chain Department:

  • Participated in design and development of framework for a global logistics data warehouse.
  • Developed and implemented standardized project management toolset.
  • Developed cost projection models for new and ongoing logistics & supply chain projects.
  • Provided ancillary services to support the Company's logistics & supply chain process as needed.

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Drexel University, Philadelphia, PA

September 2000 - June 2005
Student Leader
  • Two (2) years of executive committee experience as a member of the Alpha Epsilon Pi fraternity. Positions include House Manager, Risk Manager and President.
  • Six (6) months of executive committee experience as a member of the Undergraduate Student Government Association. Positions include Secretary.
  • Six (6) months of employment as assistant business director of The Triangle.

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